:root {
  --bg: #fffff8;
  --bg-soft: #f4efdf;
  --text: #1a2238;
  --text-soft: #4a5172;
  --rule: #d6cfb8;
  --accent: #c0392b;
  --accent-text: #fffff8;
  --max: 680px;
}
@media (prefers-color-scheme: dark) {
  :root {
    --bg: #0e1424;
    --bg-soft: #18203a;
    --text: #e8e5d8;
    --text-soft: #a8a9b8;
    --rule: #2a3450;
    --accent: #e89818;
    --accent-text: #0e1424;
  }
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  background: var(--bg);
  color: var(--text);
  font: 18px/1.55 "ET Book", "Palatino Linotype", Palatino, "Book Antiqua", Georgia, serif;
  margin: 0;
  padding: 0 0 4rem;
  -webkit-font-smoothing: antialiased;
}
main { max-width: var(--max); margin: 0 auto; padding: 2.5rem 1.25rem 0; }
h1 { font-size: 2.1rem; line-height: 1.15; margin: 0 0 0.4rem; font-weight: 600; }
h2 { font-size: 1.35rem; margin: 2.5rem 0 0.6rem; font-weight: 600; border-bottom: 1px solid var(--rule); padding-bottom: 0.3rem; }
h3 { font-size: 1.05rem; margin: 1.4rem 0 0.3rem; font-weight: 600; }
p { margin: 0.5rem 0 0.9rem; }
.lede { font-size: 1.1rem; color: var(--text-soft); margin-bottom: 1.4rem; }
a { color: var(--accent); text-decoration: underline; text-underline-offset: 2px; }
a:hover { text-decoration-thickness: 2px; }
ul { padding-left: 1.2rem; margin: 0.5rem 0 0.9rem; }
li { margin: 0.2rem 0; }

.site-nav {
  background: var(--bg-soft);
  border-bottom: 1px solid var(--rule);
  padding: 0.75rem 1.25rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem 1rem;
  font-size: 0.95rem;
  align-items: baseline;
}
.site-nav .brand {
  font-weight: 600;
  margin-right: 1rem;
  text-decoration: none;
  color: var(--text);
}
.site-nav a { text-decoration: none; }
.site-nav a:hover { text-decoration: underline; }

nav.toc {
  font-size: 0.95rem;
  color: var(--text-soft);
  margin: 1.2rem 0 2rem;
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
  padding: 0.6rem 0;
}
nav.toc a { margin-right: 1rem; }

table.rates {
  width: 100%;
  border-collapse: collapse;
  margin: 0.6rem 0 1.2rem;
  font-feature-settings: 'tnum' 1, 'onum' 1;
}
table.rates th, table.rates td {
  padding: 0.4rem 0.5rem;
  border-bottom: 1px solid var(--rule);
  text-align: left;
}
table.rates th { font-weight: 600; color: var(--text-soft); font-size: 0.95rem; }
table.rates td.num { text-align: right; font-variant-numeric: tabular-nums; }
table.rates tr:last-child td { border-bottom: none; }

table.compare {
  width: 100%;
  border-collapse: collapse;
  margin: 0.6rem 0 1.2rem;
  font-size: 0.95rem;
}
table.compare th, table.compare td {
  padding: 0.5rem 0.6rem;
  border-bottom: 1px solid var(--rule);
  text-align: left;
  vertical-align: top;
}
table.compare th { font-weight: 600; color: var(--text-soft); }
table.compare tr:last-child td { border-bottom: none; }

.cta {
  display: inline-block;
  background: var(--accent);
  color: var(--accent-text);
  padding: 0.65rem 1.1rem;
  text-decoration: none;
  font-weight: 600;
  margin: 0.4rem 0.4rem 0.4rem 0;
}
.cta:hover { text-decoration: underline; }
.cta.outline {
  background: transparent;
  color: var(--accent);
  border: 1px solid var(--accent);
}

.contact-block {
  background: var(--bg-soft);
  border-left: 3px solid var(--accent);
  padding: 1rem 1.2rem;
  margin: 1rem 0 1.5rem;
}
.contact-block p { margin: 0.3rem 0; }

.site-footer {
  background: var(--bg-soft);
  border-top: 1px solid var(--rule);
  margin-top: 3rem;
  padding: 2rem 1.25rem 1.5rem;
  color: var(--text-soft);
  font-size: 0.9rem;
}
.site-footer .footer-grid {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 1.5rem 2rem;
}
.site-footer h3 {
  font-size: 0.95rem;
  margin: 0 0 0.4rem;
  color: var(--text);
  border: none;
  padding: 0;
}
.site-footer ul { list-style: none; padding: 0; }
.site-footer li { margin: 0.2rem 0; }
.site-footer a { color: var(--text-soft); }
.site-footer .footer-legal {
  max-width: 900px;
  margin: 1.5rem auto 0;
  padding-top: 1rem;
  border-top: 1px solid var(--rule);
  font-size: 0.85rem;
}

.note { color: var(--text-soft); font-size: 0.95rem; }

.calc-tabs {
  display: flex;
  gap: 0.5rem;
  border-bottom: 1px solid var(--rule);
  margin: 1rem 0 1.5rem;
}
.calc-tab {
  padding: 0.55rem 1rem;
  background: none;
  border: none;
  border-bottom: 2px solid transparent;
  cursor: pointer;
  font: inherit;
  font-size: 1rem;
  color: var(--text-soft);
  margin-bottom: -1px;
}
.calc-tab.active {
  color: var(--accent);
  border-bottom-color: var(--accent);
  font-weight: 600;
}
.calc-pane { display: none; }
.calc-pane.active { display: block; }
.calc-field { margin: 0.9rem 0; }
.calc-field label {
  display: block;
  margin-bottom: 0.35rem;
  font-weight: 600;
  color: var(--text);
}
.calc-field input,
.calc-field select {
  width: 100%;
  padding: 0.55rem 0.65rem;
  font: inherit;
  font-size: 1rem;
  background: var(--bg);
  color: var(--text);
  border: 1px solid var(--rule);
  border-radius: 2px;
}
.calc-field input:focus,
.calc-field select:focus {
  outline: 2px solid var(--accent);
  outline-offset: -1px;
  border-color: var(--accent);
}
.calc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 0.5rem 1.5rem;
}
.calc-result {
  background: var(--bg-soft);
  border-left: 3px solid var(--accent);
  padding: 1.1rem 1.3rem;
  margin: 1.5rem 0;
}
.calc-result .label {
  color: var(--text-soft);
  font-size: 0.9rem;
  margin-bottom: 0.3rem;
}
.calc-result .amount {
  font-size: 1.75rem;
  font-weight: 600;
  color: var(--accent);
  margin-bottom: 0.4rem;
  font-variant-numeric: tabular-nums;
}
.calc-note { color: var(--text-soft); font-size: 0.9rem; margin: 0.4rem 0; }

.calc-email {
  margin-top: 1rem;
  padding-top: 1rem;
  border-top: 1px solid var(--rule);
}
.calc-email label {
  display: block;
  margin-bottom: 0.4rem;
  font-weight: 600;
  color: var(--text);
  font-size: 0.95rem;
}
.calc-email-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
}
.calc-email-row input[type="email"] {
  flex: 1 1 200px;
  min-width: 0;
  padding: 0.55rem 0.65rem;
  font: inherit;
  font-size: 1rem;
  background: var(--bg);
  color: var(--text);
  border: 1px solid var(--rule);
  border-radius: 2px;
}
.calc-email-row input[type="email"]:focus {
  outline: 2px solid var(--accent);
  outline-offset: -1px;
  border-color: var(--accent);
}
.calc-email-row .cta {
  margin: 0;
  font: inherit;
  font-weight: 600;
  cursor: pointer;
  border: 1px solid var(--accent);
}

ul.city-list {
  list-style: none;
  padding: 0;
  margin: 0.6rem 0 1.2rem;
}
ul.city-list li {
  padding: 0.5rem 0;
  border-bottom: 1px solid var(--rule);
  line-height: 1.5;
}
ul.city-list li:last-child { border-bottom: none; }
ul.city-list a strong { color: var(--accent); }

.signup {
  background: var(--bg-soft);
  border-top: 1px solid var(--rule);
  margin-top: 3rem;
  padding: 2rem 1.25rem;
}
.signup-inner { max-width: var(--max); margin: 0 auto; }
.signup h2 { margin-top: 0; }
.signup-form .hp {
  position: absolute;
  left: -9999px;
  opacity: 0;
  pointer-events: none;
}
.signup-fields {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  margin: 1rem 0 0.8rem;
}
.signup-fields label {
  display: block;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text);
}
.signup-fields input {
  display: block;
  width: 100%;
  margin-top: 0.3rem;
  padding: 0.55rem 0.65rem;
  font: inherit;
  font-size: 1rem;
  background: var(--bg);
  color: var(--text);
  border: 1px solid var(--rule);
  border-radius: 2px;
}
.signup-fields input:focus {
  outline: 2px solid var(--accent);
  outline-offset: -1px;
  border-color: var(--accent);
}
.signup .cta {
  cursor: pointer;
  font: inherit;
  font-weight: 600;
  border: 1px solid var(--accent);
}
.signup-note { color: var(--text-soft); font-size: 0.85rem; margin-top: 0.5rem; }
@media (max-width: 540px) {
  .signup-fields { grid-template-columns: 1fr; }
}

.article-meta {
  color: var(--text-soft);
  font-size: 0.95rem;
  margin: 0 0 1.5rem;
}
article p, article ul, article ol { margin-bottom: 1rem; }
article blockquote {
  border-left: 3px solid var(--accent);
  background: var(--bg-soft);
  padding: 0.6rem 1rem;
  margin: 1rem 0;
  color: var(--text-soft);
}